GoPro Camera DealsBuy PlayStation 4Buy XBox One
 SHOP  |  CONTACT   
  Debt Management & Bankruptcy Blog  |  Product Reviews    
 

Debt Management & Bankruptcy

We Review the Best Products & Information Online


INFO CATEGORIES
EXPAND TO VIEW


LATEST POSTS
FROM OUR BLOG TEAM





Want to be a Guest Blogger?
Let us know here!


Want to Advertise on our site?
Contact us here!


Amazon Fire

PS4

XBox

Wii U



Free Debt Management Information

Bonacci Infrastructure: Engineered Solutions, Structural and Civil Engineering

How To Stop Payday Loan Harassment By Payday Loan Companies

It's probably not one of the best things to do when you are having money problems, the payday loan, but if you have done it and find yourself in a mess with one of those payday loan companies, you may find out quick that they are not as friendly when they want their money back. The minute you can't pay this back they will waste no time in beginning the harassing calls. Here is some advice on what to do if you find yourself in this kind of a situation.

The first thing you should do without hesitation is to talk to the manager of the place and see if you can extend the terms of the loan. Usually these types of loans need to be paid back in two weeks. However, if you can't manage to do that then you may be lucky and the manager may be willing to extend the due date for you. You will pay an extra fee but it will be better than them calling you on the phone harassing you.

Another thing you could do, and you may not want to, but, borrow the money you owe from a close friend or relative. These types of loan companies are far more persistent than other companies. The best way you are going to be able to get them to leave you alone is to pay the loan off. Then when you get the money from your friend or relative get the payday loan paid off immediately. Also, don't take forever to pay your friend or relative off either.

Another thing that you can do is to send them a “Cease Calling” or “Stop Calling Me” letter. According to the Fair Debt Collection Practice Act, all consumers do have the right to stop those harassing calls. This includes all creditors, even payday loan. By law, once they receive this letter they have to stop calling you. However, they still can contact you by mail. But that's better than those horrible phone calls.

You should also keep record of any phone calls that might be threatening. If they leave nasty and threatening messages on your answering machine or voicemail, don't delete them make sure to save them. You can use these against them if it ever goes to court.

Do your best to send them any amount of money in order to get the loan paid off. Remember these kinds of loans incur interest on a daily basis so do your best to get rid of this loan. If you pay something it will be better than paying nothing at all because it will buy you some time and will put a stop to the calls. They shouldn't call if you are at least sending in payments.  

Bonacci Infrastructure: Engineered Solutions, Structural and Civil Engineering


Comments
Post has no comments.
Post a Comment




Captcha Image




Tag Cloud

creditors total balance injury personal finance ill health become free specific budget categories interest payments credit card savings account payday loan companies loss of income extra payments medical bill rent payments discounts Chapter 13 credit company piling debts financial education checks back support liability good debt restrict spending cable bill mortgage payments making payments high interest rate bank personal finances your rights credit line deals in writing credit card companies learning experience bad debt good budget management advice credit accounts introductory offers asset info paying bills management program child spending credit bureaus monthly payments good credit rating doctors debt collection agency home equity loans live within means handling money bad financial decisions management tips unexpected expenses budget categories debt collector help buying a house spend money unreasonable expectations part time job short sale installment plan loan good credit record debt programs debt payment period domestic support overbearing bills honesty unemployed illness less money bankruptcy help budget ideas debt traps managing debt get out of debt professional great budget ideas repayment plans losing your job regain control investing secured loan lending companies child support debt debt collectors borrowing classify bills control spending house loan filing bankruptcy original creditor credit card company debt company new job unsecured loan reduce debts job loss Consolidation Company social services extra money modified payment plan comfortable living debt relief agency bank accounts debt solution checking account expenses charitable organisation assets cancer repay loans child support credit card help trusted friends bills payment frequency careful handling debt low interest order report debt consolidation loans budget credit repair credit debt consolidation account fees lending company bad debt management insurance need money education debt management tips children budget worksheet car loan budget sheet building debts pay off debt income payment behavior debt settlement overcharging save money credit cards debt consolidation medical debt household items saving money debt problems budgeting internet credit rating negotiation overspending ongoing bills telephone bills loan harassment receipt emergency savings account negotiate school jobs own money paying out debt good credit interest rate saving common debt traps monthly payment phone calls help with debt money cash chapter 7 visualization debt management advice invest money younger children debt free credit card debt credit card traps account charges loan companies interest rates understanding home equity salary debts pay off bill groceries credit report whole family prioritizing government assistance software taking responsibility understanding allowance credit reports implement a budget live your life children saving family budget fly-by-night candidate debit card paycheck second job home debts flat broke debt management deb consolidation hospital past bad debt credit scores tracking money utility payments loan amount purchases mortgages credit checks spending purchase protection cash card losing a job credit score great budget sickness teaching children finance common debt rebuild good credit stop harassment medical bills credit history more income full details initial research hobbies security installment plans loan agents savings take control of debt finances account interest home equity debt management mistakes borrower monthly bill borrow money family assistance insurances legal action paycheck info check card lose your job credit limit loans consumer lawyer debt relief down payment payday loan court appearance credit companies interest tax info seperate accounts repay




 
Personal Success



Advertise HereAdvertise Here

Advertise HereSales Training

Paradise Nutrients


More Free Info Blogs



Acupuncture & Massage


Diets & Weight Loss


Article Writing


Work From Home


Dogs & Puppies


Travel





© 2014 Free Info Site Enterprises. All Rights Reserved.

Privacy Policy
Non Endorsement Policy
Copyright Policy
Website Use Policy
Affiliate Disclosure Statement
Contact Us

 



Finance Blogs
best blogs