GoPro Camera DealsBuy PlayStation 4Buy XBox One
  Debt Management & Bankruptcy Blog  |  Product Reviews    

Free Debt Management & Bankruptcy

Products, Reviews, Articles, Links & More


  Useful Links


Want to be a Guest Blogger?
Let us know here!

Want to Advertise on our site?
Contact us here!

Amazon Fire



Wii U

Free Debt Management Information

Investment Losses - Bad Financial Advice - Help

How To Stop Payday Loan Harassment By Payday Loan Companies

It's probably not one of the best things to do when you are having money problems, the payday loan, but if you have done it and find yourself in a mess with one of those payday loan companies, you may find out quick that they are not as friendly when they want their money back. The minute you can't pay this back they will waste no time in beginning the harassing calls. Here is some advice on what to do if you find yourself in this kind of a situation.

The first thing you should do without hesitation is to talk to the manager of the place and see if you can extend the terms of the loan. Usually these types of loans need to be paid back in two weeks. However, if you can't manage to do that then you may be lucky and the manager may be willing to extend the due date for you. You will pay an extra fee but it will be better than them calling you on the phone harassing you.

Another thing you could do, and you may not want to, but, borrow the money you owe from a close friend or relative. These types of loan companies are far more persistent than other companies. The best way you are going to be able to get them to leave you alone is to pay the loan off. Then when you get the money from your friend or relative get the payday loan paid off immediately. Also, don't take forever to pay your friend or relative off either.

Another thing that you can do is to send them a “Cease Calling” or “Stop Calling Me” letter. According to the Fair Debt Collection Practice Act, all consumers do have the right to stop those harassing calls. This includes all creditors, even payday loan. By law, once they receive this letter they have to stop calling you. However, they still can contact you by mail. But that's better than those horrible phone calls.

You should also keep record of any phone calls that might be threatening. If they leave nasty and threatening messages on your answering machine or voicemail, don't delete them make sure to save them. You can use these against them if it ever goes to court.

Do your best to send them any amount of money in order to get the loan paid off. Remember these kinds of loans incur interest on a daily basis so do your best to get rid of this loan. If you pay something it will be better than paying nothing at all because it will buy you some time and will put a stop to the calls. They shouldn't call if you are at least sending in payments.  

SEO Specialists Australia

Post has no comments.
Post a Comment

Captcha Image

Tag Cloud

repay debt consolidation loans ill health debt collection agency order report software credit checks implement a budget rebuild good credit building debts bank monthly payment back support cash debt collector help negotiation get out of debt management advice teaching children finance savings account paying bills children budget injury restrict spending cash card credit report making payments modified payment plan bad debt management budget sheet taking responsibility paycheck unsecured loan mortgage payments credit limit cable bill past bad debt hospital interest payments home equity budgeting invest money great budget ideas borrow money save money borrowing sickness help debt management tips internet job loss credit card candidate check card court appearance pay off bill help with debt charitable organisation reduce debts loan harassment utility payments loan companies understanding home equity handling money learning experience telephone bills lending companies extra payments debt management advice debt settlement repayment plans bills seperate accounts household items credit card debt good credit rating stop harassment lending company debt relief child spending overcharging salary consumer lawyer credit companies credit accounts introductory offers debt management mistakes good credit record loans Consolidation Company good budget emergency savings account debt problems cancer unreasonable expectations careful handling investing worksheet piling debts personal finance interest specific budget categories comfortable living losing your job hobbies regain control child support debt credit bureaus overbearing bills installment plan live within means credit company whole family good credit monthly bill need money own money bankruptcy visualization allowance social services deb consolidation saving take control of debt debt free honesty debt relief agency legal action car loan paying out debt total balance debit card debt consolidation medical debt payment frequency debt collectors managing debt good debt debts payday loan companies receipt liability great budget domestic support become free family assistance deals in writing account interest budget Chapter 13 doctors tax info unemployed payment behavior interest rate money credit history installment plans common debt traps lose your job credit line debt consolidation debt programs buying a house house loan loan agents expenses personal finances bad financial decisions discounts down payment negotiate monthly payments chapter 7 low interest insurance second job home debts loan amount education payday loan account fees initial research credit reports child support bad debt illness mortgages income medical bill professional paycheck info home equity loans credit scores credit rating groceries credit repair finances credit card traps ongoing bills credit card company savings borrower credit score checks trusted friends your rights part time job debt loss of income assets saving money rent payments classify bills pay off debt purchase protection financial education debt solution checking account tracking money management program asset info family budget debt company common debt debt traps medical bills credit card help extra money live your life debt payment period creditors unexpected expenses less money younger children phone calls more income short sale control spending credit filing bankruptcy repay loans debt management secured loan losing a job interest rates prioritizing purchases original creditor security credit card companies spend money overspending new job bank accounts understanding high interest rate budget ideas spending account charges children saving fly-by-night full details credit cards management tips loan insurances budget categories school jobs government assistance flat broke

New Career Time?

Advertise HereAdvertise Here

Advertise HereSales Training

Paradise Nutrients

More Free Info Blogs

Acupuncture & Massage

Diets & Weight Loss

Article Writing

Work From Home

Dogs & Puppies


© 2009 - 2015 Free Info Site Enterprises. All Rights Reserved.

Privacy Policy
Non Endorsement Policy
Copyright Policy
Website Use Policy
Affiliate Disclosure Statement
Contact Us


Finance Blogs
best blogs