GoPro Camera DealsBuy PlayStation 4Buy XBox One
  Debt Management & Bankruptcy Blog  |  Product Reviews    

Free Debt Management & Bankruptcy

Products, Reviews, Articles, Links & More


  Useful Links


Want to be a Guest Blogger?
Let us know here!

Want to Advertise on our site?
Contact us here!

Amazon Fire



Wii U

Free Debt Management Information

Search Engine Optimisation Experts

How To Stop Payday Loan Harassment By Payday Loan Companies

It's probably not one of the best things to do when you are having money problems, the payday loan, but if you have done it and find yourself in a mess with one of those payday loan companies, you may find out quick that they are not as friendly when they want their money back. The minute you can't pay this back they will waste no time in beginning the harassing calls. Here is some advice on what to do if you find yourself in this kind of a situation.

The first thing you should do without hesitation is to talk to the manager of the place and see if you can extend the terms of the loan. Usually these types of loans need to be paid back in two weeks. However, if you can't manage to do that then you may be lucky and the manager may be willing to extend the due date for you. You will pay an extra fee but it will be better than them calling you on the phone harassing you.

Another thing you could do, and you may not want to, but, borrow the money you owe from a close friend or relative. These types of loan companies are far more persistent than other companies. The best way you are going to be able to get them to leave you alone is to pay the loan off. Then when you get the money from your friend or relative get the payday loan paid off immediately. Also, don't take forever to pay your friend or relative off either.

Another thing that you can do is to send them a “Cease Calling” or “Stop Calling Me” letter. According to the Fair Debt Collection Practice Act, all consumers do have the right to stop those harassing calls. This includes all creditors, even payday loan. By law, once they receive this letter they have to stop calling you. However, they still can contact you by mail. But that's better than those horrible phone calls.

You should also keep record of any phone calls that might be threatening. If they leave nasty and threatening messages on your answering machine or voicemail, don't delete them make sure to save them. You can use these against them if it ever goes to court.

Do your best to send them any amount of money in order to get the loan paid off. Remember these kinds of loans incur interest on a daily basis so do your best to get rid of this loan. If you pay something it will be better than paying nothing at all because it will buy you some time and will put a stop to the calls. They shouldn't call if you are at least sending in payments.  

Bad Financial Planners Causing Investment Losses

Post has no comments.
Post a Comment

Captcha Image

Tag Cloud

repay filing bankruptcy bankruptcy security payday loan companies checking account asset info spend money budget ideas credit report credit card personal finances credit card debt allowance paycheck debt payment period help with debt child support live within means live your life management program need money payday loan bad financial decisions creditors monthly bill receipt trusted friends total balance bad debt management great budget pay off bill restrict spending debit card spending new job domestic support salary management advice credit companies credit company rent payments paycheck info pay off debt medical bill losing a job finances credit scores past bad debt installment plans understanding home equity debt company saving money secured loan debt traps handling money negotiate mortgage payments home equity loans family assistance comfortable living initial research stop harassment loan companies introductory offers cash card utility payments good debt full details children budget down payment loan agents child support debt debt programs loan bills chapter 7 loans good budget modified payment plan negotiation budget unreasonable expectations order report debt collector help prioritizing more income borrow money credit repair cancer phone calls debt relief original creditor piling debts debt management tips money good credit emergency savings account control spending repayment plans home equity legal action interest payments paying out debt monthly payment credit rating monthly payments Consolidation Company payment frequency understanding credit history credit score borrower paying bills saving learning experience back support interest rate government assistance debt free extra money building debts fly-by-night overbearing bills borrowing credit card companies bank debt consolidation unemployed credit visualization purchases debt collectors groceries account fees debt management mistakes internet younger children account interest house loan debt relief agency credit card traps credit card company worksheet social services regain control short sale credit cards unsecured loan personal finance lending company child spending unexpected expenses discounts school jobs own money credit bureaus insurances making payments taking responsibility rebuild good credit loan harassment bank accounts part time job great budget ideas job loss expenses income less money debt consolidation medical debt insurance common debt account charges budgeting specific budget categories repay loans hobbies buying a house court appearance deals in writing extra payments telephone bills investing help purchase protection your rights lose your job seperate accounts family budget education loss of income debt consolidation loans get out of debt candidate doctors debt management advice cash managing debt household items good credit rating financial education car loan medical bills tax info interest rates common debt traps savings account careful handling hospital teaching children finance debt problems payment behavior software interest credit limit debts budget sheet professional debt solution charitable organisation illness budget categories overcharging debt settlement ongoing bills second job check card whole family mortgages deb consolidation debt management credit checks debt collection agency save money consumer lawyer tracking money ill health cable bill high interest rate bad debt credit line assets credit reports overspending credit accounts flat broke sickness liability savings take control of debt honesty checks loan amount low interest invest money debt reduce debts home debts credit card help children saving lending companies management tips implement a budget good credit record classify bills Chapter 13 losing your job become free installment plan injury

New Career Time?

Advertise HereAdvertise Here

Advertise HereSales Training

Paradise Nutrients

More Free Info Blogs

Acupuncture & Massage

Diets & Weight Loss

Article Writing

Work From Home

Dogs & Puppies


© 2009 - 2015 Free Info Site Enterprises. All Rights Reserved.

Privacy Policy
Non Endorsement Policy
Copyright Policy
Website Use Policy
Affiliate Disclosure Statement
Contact Us


Finance Blogs
best blogs