ReviewsArticlesDebt BustingBeat The Debt CollectorCreditor HarassmentContact
 
          Name
          

          Email Address
          




 

 


Free Debt Management Information


How To Stop Payday Loan Harassment By Payday Loan Companies

It's probably not one of the best things to do when you are having money problems, the payday loan, but if you have done it and find yourself in a mess with one of those payday loan companies, you may find out quick that they are not as friendly when they want their money back. The minute you can't pay this back they will waste no time in beginning the harassing calls. Here is some advice on what to do if you find yourself in this kind of a situation.

The first thing you should do without hesitation is to talk to the manager of the place and see if you can extend the terms of the loan. Usually these types of loans need to be paid back in two weeks. However, if you can't manage to do that then you may be lucky and the manager may be willing to extend the due date for you. You will pay an extra fee but it will be better than them calling you on the phone harassing you.

Another thing you could do, and you may not want to, but, borrow the money you owe from a close friend or relative. These types of loan companies are far more persistent than other companies. The best way you are going to be able to get them to leave you alone is to pay the loan off. Then when you get the money from your friend or relative get the payday loan paid off immediately. Also, don't take forever to pay your friend or relative off either.

Another thing that you can do is to send them a “Cease Calling” or “Stop Calling Me” letter. According to the Fair Debt Collection Practice Act, all consumers do have the right to stop those harassing calls. This includes all creditors, even payday loan. By law, once they receive this letter they have to stop calling you. However, they still can contact you by mail. But that's better than those horrible phone calls.

You should also keep record of any phone calls that might be threatening. If they leave nasty and threatening messages on your answering machine or voicemail, don't delete them make sure to save them. You can use these against them if it ever goes to court.

Do your best to send them any amount of money in order to get the loan paid off. Remember these kinds of loans incur interest on a daily basis so do your best to get rid of this loan. If you pay something it will be better than paying nothing at all because it will buy you some time and will put a stop to the calls. They shouldn't call if you are at least sending in payments.  

Venus Factor


Comments
Post has no comments.
Post a Comment




Captcha Image




Tag Cloud

secured loan court appearance debt solution savings account good credit record spending loss of income budget categories low interest money bank accounts rent payments monthly bill home debts cash payday loan rebuild good credit help home equity credit limit worksheet teaching children finance get out of debt credit reports software careful handling credit score become free savings unexpected expenses job loss management advice illness debt free debt payment period management program negotiation paycheck emergency savings account debt collectors mortgages budget ideas your rights less money stop harassment hobbies classify bills prioritizing debt consolidation loans household items debit card credit report ill health education payment behavior family assistance credit house loan income debt collection agency checks lending company repayment plans social services bank school jobs loan agents filing bankruptcy fly-by-night implement a budget installment plan payday loan companies managing debt credit rating installment plans debt collector help salary good budget bad debt piling debts credit card companies restrict spending short sale credit line monthly payment interest payments down payment debts visualization spend money loan companies loans management tips credit history cable bill government assistance unreasonable expectations sickness good credit trusted friends tax info medical bills creditors purchase protection paying bills initial research live within means younger children candidate unsecured loan whole family extra money consumer lawyer loan amount repay loans budgeting part time job debt traps credit company handling money bad debt management great budget financial education deals in writing budget sheet liability building debts flat broke honesty credit companies hospital debt management debt settlement lending companies cancer account fees invest money order report loan harassment debt consolidation specific budget categories monthly payments credit accounts regain control finances bills help with debt payment frequency debt management tips paycheck info past bad debt account charges car loan loan Consolidation Company pay off bill seperate accounts debt management advice debt consolidation medical debt security credit repair credit scores borrower paying out debt common debt debt management mistakes interest rate buying a house credit checks comfortable living debt child spending medical bill credit card help professional deb consolidation good credit rating credit cards reduce debts doctors saving money mortgage payments bankruptcy purchases second job need money personal finances learning experience family budget interest telephone bills take control of debt lose your job understanding home equity credit card debt receipt bad financial decisions common debt traps home equity loans extra payments internet phone calls investing control spending interest rates debt company understanding groceries live your life ongoing bills insurance credit card debt programs expenses own money budget insurances taking responsibility personal finance account interest overcharging borrowing injury tracking money children budget borrow money overbearing bills allowance debt problems saving original creditor great budget ideas discounts negotiate utility payments children saving save money good debt overspending charitable organisation more income total balance credit card company debt relief agency asset info high interest rate full details credit bureaus






Privacy Policy  |  Non Endorsement Policy  |  Copyright Policy  |  Website Use Policy  |  Affiliate Disclosure Statement

© 2011 Copyright Free Info Site Enterprises. All Rights Reserved.



Visit Some of Our Partners

acne treatment -  affiliate products -  anti-aging -  business marketing -  vitamin supplements -  publishing articles -  car auction -  save on electricity -  conceive a boy -  back pain -  weight gain -  passive income -  payday loans -  lose weight fast -  puppy training -  jobsearch -  make money with forex -  fuel cell -  increase your sales -  save on internet -  how to make money -  website development online strategies -  i am broke -  yoga benefits -  time management -  panic attacks -  business opportunity -  cheap holidays -  movies online -  Generate Website Traffic -  save on phone bills -  ex back -  work at home -  saving money -  Solar Panels Australia -  how to cold call -  brisbane photographer -  toys, party supplies, model planes -  brisbane chiropractor -  emergency training -  west end homeopathy -  japanese acupuncture -  antiques -  Suppliers of electron valves and components for guitar and audio amplifiers, radio and industrial use -  Clip Art, Illustrations and Art Work -  VoIP Phone Systems Brisbane

Click Here To Get Out of Debt Now Finance Blogs
best blogs