GoPro Camera DealsBuy PlayStation 4Buy XBox One
 SHOP  |  CONTACT   
  Debt Management & Bankruptcy Blog  |  Product Reviews    
 

Free Debt Management & Bankruptcy

Products, Reviews, Articles, Links & More


INFO CATEGORIES
EXPAND TO VIEW

  Useful Links

LATEST POSTS
FROM OUR BLOG TEAM





Want to be a Guest Blogger?
Let us know here!


Want to Advertise on our site?
Contact us here!


Amazon Fire

PS4

XBox

Wii U



Free Debt Management Information

Online Income

How To Stop Payday Loan Harassment By Payday Loan Companies

It's probably not one of the best things to do when you are having money problems, the payday loan, but if you have done it and find yourself in a mess with one of those payday loan companies, you may find out quick that they are not as friendly when they want their money back. The minute you can't pay this back they will waste no time in beginning the harassing calls. Here is some advice on what to do if you find yourself in this kind of a situation.

The first thing you should do without hesitation is to talk to the manager of the place and see if you can extend the terms of the loan. Usually these types of loans need to be paid back in two weeks. However, if you can't manage to do that then you may be lucky and the manager may be willing to extend the due date for you. You will pay an extra fee but it will be better than them calling you on the phone harassing you.

Another thing you could do, and you may not want to, but, borrow the money you owe from a close friend or relative. These types of loan companies are far more persistent than other companies. The best way you are going to be able to get them to leave you alone is to pay the loan off. Then when you get the money from your friend or relative get the payday loan paid off immediately. Also, don't take forever to pay your friend or relative off either.

Another thing that you can do is to send them a “Cease Calling” or “Stop Calling Me” letter. According to the Fair Debt Collection Practice Act, all consumers do have the right to stop those harassing calls. This includes all creditors, even payday loan. By law, once they receive this letter they have to stop calling you. However, they still can contact you by mail. But that's better than those horrible phone calls.

You should also keep record of any phone calls that might be threatening. If they leave nasty and threatening messages on your answering machine or voicemail, don't delete them make sure to save them. You can use these against them if it ever goes to court.

Do your best to send them any amount of money in order to get the loan paid off. Remember these kinds of loans incur interest on a daily basis so do your best to get rid of this loan. If you pay something it will be better than paying nothing at all because it will buy you some time and will put a stop to the calls. They shouldn't call if you are at least sending in payments.  

Screen Flow


Comments

Post a Comment




Captcha Image




Tag Cloud

payday loan child support allowance debt payment period household items visualization budget restrict spending debt relief common debt traps loan companies credit card debt credit reports credit companies ill health social services classify bills management program debt management advice good credit borrower overbearing bills great budget ideas cable bill overspending cash understanding home equity credit card interest rate paying out debt interest candidate reduce debts asset info bad financial decisions common debt credit piling debts professional monthly bill credit repair debt problems full details discounts debit card extra payments repay loans debt settlement overcharging comfortable living debt solution low interest secured loan groceries account interest live your life take control of debt creditors investing credit line taking responsibility initial research chapter 7 worksheet hospital car loan hobbies bankruptcy Chapter 13 income credit accounts second job cash card loss of income total balance stop harassment home debts domestic support debt management mistakes original creditor loan harassment purchases liability job loss monthly payment installment plan paycheck live within means debt relief agency management advice ongoing bills your rights savings account negotiate unexpected expenses account fees rent payments checking account lending company credit report credit card companies unreasonable expectations debt consolidation loans back support payment behavior careful handling losing a job expenses handling money interest payments more income emergency savings account fly-by-night help with debt budgeting illness good debt bills trusted friends negotiation consumer lawyer Consolidation Company interest rates personal finance checks government assistance control spending buying a house personal finances education mortgage payments credit card traps short sale debt collector help flat broke own money medical bills debts phone calls paying bills save money debt consolidation medical debt mortgages regain control understanding installment plans seperate accounts unsecured loan good credit rating lending companies charitable organisation making payments debt programs finances credit bureaus children saving utility payments insurances credit card company building debts need money saving good budget financial education introductory offers credit limit pay off debt invest money debt consolidation paycheck info cancer insurance debt free debt bank accounts debt company repayment plans extra money learning experience credit rating honesty debt management budget ideas get out of debt child support debt deals in writing credit scores medical bill help family budget loan high interest rate budget categories credit score security sickness teaching children finance court appearance new job credit checks receipt bad debt management specific budget categories unemployed down payment credit history bad debt savings loans credit card help great budget legal action credit company debt management tips salary monthly payments software borrow money part time job budget sheet tax info loan agents managing debt spending repay telephone bills school jobs past bad debt prioritizing doctors younger children injury loan amount borrowing house loan saving money losing your job internet account charges home equity loans whole family child spending implement a budget money debt traps bank purchase protection debt collectors debt collection agency tracking money management tips rebuild good credit spend money payday loan companies payment frequency deb consolidation home equity lose your job assets credit cards family assistance check card children budget good credit record modified payment plan become free filing bankruptcy pay off bill order report less money




 
New Career Time?



Advertise HereAdvertise Here

Advertise HereSales Training

Paradise Nutrients


More Free Info Blogs



Acupuncture & Massage


Diets & Weight Loss


Article Writing


Work From Home


Dogs & Puppies


Travel





© 2009 - 2015 Free Info Site Enterprises. All Rights Reserved.

Privacy Policy
Non Endorsement Policy
Copyright Policy
Website Use Policy
Affiliate Disclosure Statement
Contact Us

 



Finance Blogs
best blogs