GoPro Camera DealsBuy PlayStation 4Buy XBox One
 SHOP  |  CONTACT   
  Debt Management & Bankruptcy Blog  |  Product Reviews    
 

Free Debt Management & Bankruptcy

Products, Reviews, Articles, Links & More


INFO CATEGORIES
EXPAND TO VIEW

  Useful Links

LATEST POSTS
FROM OUR BLOG TEAM





Want to be a Guest Blogger?
Let us know here!


Want to Advertise on our site?
Contact us here!


Amazon Fire

PS4

XBox

Wii U



Free Debt Management Information

Investment Losses - Bad Financial Advice - Help

How To Stop Payday Loan Harassment By Payday Loan Companies

It's probably not one of the best things to do when you are having money problems, the payday loan, but if you have done it and find yourself in a mess with one of those payday loan companies, you may find out quick that they are not as friendly when they want their money back. The minute you can't pay this back they will waste no time in beginning the harassing calls. Here is some advice on what to do if you find yourself in this kind of a situation.

The first thing you should do without hesitation is to talk to the manager of the place and see if you can extend the terms of the loan. Usually these types of loans need to be paid back in two weeks. However, if you can't manage to do that then you may be lucky and the manager may be willing to extend the due date for you. You will pay an extra fee but it will be better than them calling you on the phone harassing you.

Another thing you could do, and you may not want to, but, borrow the money you owe from a close friend or relative. These types of loan companies are far more persistent than other companies. The best way you are going to be able to get them to leave you alone is to pay the loan off. Then when you get the money from your friend or relative get the payday loan paid off immediately. Also, don't take forever to pay your friend or relative off either.

Another thing that you can do is to send them a “Cease Calling” or “Stop Calling Me” letter. According to the Fair Debt Collection Practice Act, all consumers do have the right to stop those harassing calls. This includes all creditors, even payday loan. By law, once they receive this letter they have to stop calling you. However, they still can contact you by mail. But that's better than those horrible phone calls.

You should also keep record of any phone calls that might be threatening. If they leave nasty and threatening messages on your answering machine or voicemail, don't delete them make sure to save them. You can use these against them if it ever goes to court.

Do your best to send them any amount of money in order to get the loan paid off. Remember these kinds of loans incur interest on a daily basis so do your best to get rid of this loan. If you pay something it will be better than paying nothing at all because it will buy you some time and will put a stop to the calls. They shouldn't call if you are at least sending in payments.  

SEO Specialists Australia


Comments
Post has no comments.
Post a Comment




Captcha Image




Tag Cloud

classify bills debt solution credit line full details budget ideas installment plan less money tax info credit cards debt problems Chapter 13 checks illness good credit record cable bill groceries budgeting debt relief agency high interest rate paying out debt secured loan bad debt management flat broke credit company account fees filing bankruptcy debt consolidation medical debt budget spending ill health creditors phone calls budget categories credit card debt original creditor teaching children finance good budget new job common debt traps overspending control spending home debts repay become free loan companies saving get out of debt making payments credit bureaus understanding payment behavior car loan debt company implement a budget credit scores children budget management program payment frequency doctors second job learning experience check card overbearing bills invest money whole family medical bill bank borrower your rights reduce debts checking account loan amount domestic support seperate accounts younger children liability repay loans debt free common debt bad debt cash card professional Consolidation Company spend money worksheet credit companies debt management advice chapter 7 asset info regain control debts debt programs managing debt credit card help debt management handling money debt management tips debt traps credit visualization piling debts child support court appearance modified payment plan repayment plans bad financial decisions mortgages down payment deals in writing understanding home equity total balance injury order report credit report home equity loan agents credit history credit card company allowance account interest interest lose your job good credit budget sheet utility payments careful handling credit limit monthly bill honesty good debt past bad debt short sale money back support cancer losing a job savings account borrow money bank accounts saving money credit checks more income social services live your life save money education credit card companies monthly payments credit card pay off bill part time job management tips child support debt paycheck info credit accounts family assistance hospital live within means cash telephone bills candidate debt collectors paycheck purchases unsecured loan buying a house software management advice payday loan mortgage payments loss of income bankruptcy children saving debt settlement installment plans hobbies family budget payday loan companies paying bills pay off debt ongoing bills debt collection agency credit score consumer lawyer unemployed child spending medical bills investing debt receipt emergency savings account discounts debt consolidation security insurances debt collector help job loss account charges help with debt taking responsibility finances deb consolidation extra money overcharging initial research sickness debt consolidation loans good credit rating house loan legal action unexpected expenses school jobs personal finance monthly payment bills savings credit rating debt management mistakes personal finances great budget ideas charitable organisation comfortable living purchase protection restrict spending home equity loans losing your job financial education unreasonable expectations salary debt payment period income building debts government assistance interest payments extra payments negotiation household items debit card credit reports insurance rebuild good credit help need money internet assets prioritizing rent payments own money interest rate low interest expenses borrowing credit card traps loan harassment debt relief lending company credit repair interest rates great budget negotiate specific budget categories tracking money stop harassment take control of debt loans fly-by-night lending companies trusted friends loan introductory offers




 
New Career Time?



Advertise HereAdvertise Here

Advertise HereSales Training

Paradise Nutrients


More Free Info Blogs



Acupuncture & Massage


Diets & Weight Loss


Article Writing


Work From Home


Dogs & Puppies


Travel





© 2014 Free Info Site Enterprises. All Rights Reserved.

Privacy Policy
Non Endorsement Policy
Copyright Policy
Website Use Policy
Affiliate Disclosure Statement
Contact Us

 



Finance Blogs
best blogs